Students learning mortgage lending and real estate finance concepts at Lone Star Real Estate School in El Paso, Texas.

Real Estate Finance
Texas Real Estate Licensing Course in El Paso, TX

Understanding real estate financing is an essential part of becoming a knowledgeable real estate professional.

The Real Estate Finance course at Lone Star Real Estate School introduces students to the financial principles, lending practices, and mortgage concepts involved in real estate transactions.

Students explore how properties are financed, the role of lenders, different types of mortgage loans, and the financial considerations that affect buyers and sellers.

Through classroom instruction and practical examples, students develop a foundation for understanding real estate financing in Texas.

Enroll in Real Estate Finance at Lone Star Real Estate School in El Paso, Texas.

Course Information

Course Details

Course: Real Estate Finance
Course Number: 02612-REQC
Course Length: 30 classroom hours
Tuition: $235
Textbook: Required Dearborn Real Estate Education textbook included
Instruction: In-person classroom instruction
School: Lone Star Real Estate School
TREC Education Provider: #701095

What You Will Learn

The Real Estate Finance course introduces students to the financial concepts and lending practices that influence real estate ownership and transactions.

1. Introduction to Real Estate Finance

Understand the fundamentals of real estate financing and the role financing plays in property purchases, ownership, and investment.

2. Mortgage Lending and the Loan Process

Explore how mortgage loans are originated, processed, underwritten, and approved. Learn about the roles of borrowers, lenders, mortgage brokers, and other professionals involved in financing.

3. Types of Mortgage Loans

Study common financing options, including conventional loans, government-backed financing, fixed-rate mortgages, adjustable-rate mortgages, and other loan programs.

4. Loan Applications and Qualification

Learn about borrower qualifications, credit history, income, debt, down payments, and other factors lenders consider when evaluating mortgage applications.

5. Interest Rates and Mortgage Calculations

Explore interest rates, loan terms, amortization, monthly payments, and the financial calculations used in mortgage lending.

6. Financing Costs and Closing

Understand the financial components of a real estate transaction, including loan costs, points, closing expenses, prepaid items, and the role of settlement statements.

7. Government Regulation and Consumer Protection

Examine the laws and regulations that influence mortgage lending and protect consumers, including applicable federal lending and disclosure requirements.

Course topics are summarized for prospective students and should be aligned with the current TREC-approved course outline and required instructional materials.

Why Study Real Estate Finance at Lone Star Real Estate School?

Understanding financing is important for real estate professionals because buyers and sellers frequently have questions about mortgage options, lending requirements, and the financial aspects of a transaction.

At Lone Star Real Estate School, students receive:

In-person classroom instruction: Learn in a structured educational environment with opportunities to ask questions and participate in discussions.
Experienced instruction: Learn from Billy Jack Barrow, Broker.
Required textbook included: The course includes the required Dearborn Real Estate Education textbook.
Practical learning: Connect financing concepts to the types of transactions encountered in real estate practice.
Local classroom: Attend class at our El Paso, Texas, location.

Start Your Texas Real Estate Education

Real Estate Finance is one of the six required 30-hour qualifying courses included in the 180-hour pre-licensing education curriculum for a Texas real estate sales agent.

Whether you are beginning your real estate education or completing the remaining courses required for your Texas real estate license, Lone Star Real Estate School can help you take the next step.

Lone Star Real Estate School
9440-B Viscount Blvd
El Paso, TX

Phone: 915-209-2001
Email: lonestarschoolelpaso@gmail.com

TREC Education Provider #701095

Frequently Asked Questions

How many hours is the Real Estate Finance course?

Real Estate Finance is a 30-hour Texas qualifying real estate education course.

Is Real Estate Finance required for a Texas real estate license?

Yes. It is one of the six required qualifying courses included in the 180 hours of education required for an initial Texas sales agent license.

What will I learn in Real Estate Finance?

You will study mortgage lending, loan programs, borrower qualifications, interest rates, mortgage calculations, financing costs, and the financial aspects of real estate transactions.

Do I need a financial or accounting background?

No. The course introduces the fundamental financing concepts needed by prospective real estate professionals.

Is this course offered in person?

Lone Star Real Estate School offers in-person classroom instruction in El Paso, Texas.

Is the textbook included?

The required Dearborn Real Estate Education textbook is included in the stated $235 tuition. Confirm current availability and pricing when enrolling.

Where is Lone Star Real Estate School located?

Our classroom is located at 9440-B Viscount Blvd, El Paso, Texas.

Complete Your Texas Real Estate Education

Explore the other required Texas qualifying courses offered by Lone Star Real Estate School:

Principles of Real Estate I
Principles of Real Estate II
Law of Agency
Law of Contracts
Promulgated Contract Forms

Lone Star Real Estate School — Building the foundation for your real estate career.